Now Accepting Bank Payments for Photography Services

I now have the ability to accept bank payments for my photography services.  So, if you or someone you know is interested in using my services, and either you or those people are looking to pay via a bank transfer, that is now something I can do.

What are bank payments?  When you get an invoice, there may be an option to pay it via a bank payment.  What this means is that you can pay the invoice directly from your bank account via the invoice, and the financial systems running in the background move the money from your bank account to the vendor’s bank account.  It’s sort of like an Interac e-Transfer, but there is no need to create a secret question before sending the money, and you don’t have to log directly into your online banking account in order to initiate the payment.

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Update on In-Person Delivery for Photography Business

I have an update on in-person delivery for my photography business.  For those in Calgary and area, if you’d like me to deliver your CD/DVD or prints to your home or place of business, and you’re paying me at the time of delivery, you now don’t have to worry about not having wifi.  I now have the ability to process the payment without the need for wifi, although if you do have wifi, allowing me to log into it would still be very much appreciated.

Clarification about In-Person Delivery

Some of you may be a little confused about my “in-person delivery” method for Calgary-area clients when it comes to the CD/DVD that I include as part of my photography services, or any other items that you may have requested from me.  Just to clarify, “in-person delivery” doesn’t just mean that I go to your house or place of business to deliver the items.  It can also mean that we meet somewhere so that I can get your items to you, and it also means that you can pick up your order from me at my house (since most of you are probably aware by now that I work from home).  So, if you decide to have the “in-person delivery” being pickup, and you’re going to be paying me via debit or credit card, then you don’t have to worry about me needing to log into your wifi to process credit and debit card payment because I already have wifi at home.  If you want the “in-person delivery” to be a mutually-agreed-to place, and debit or credit card is your method of payment, if that place has public wifi I’d be logging into that to process the card payment.

I hope this clarifies things for you.  If you need more information, don’t hesitate to contact me, and I’ll do my best to explain things further.

Now Accepting Debit Cards

I am happy to let all of you know that I can now accept Interac debit card payments for my photography business.  So if you, or someone you know, were considering me as your photographer for one of the types of services that I provide, but were hesitant to do so because I only accepted credit cards, now that will no longer be an obstacle.  My new debit card machine also accepts credit cards, so if you would like to pay me in person by VISA or MasterCard, and you’re not too comfortable with using the “swipe-and-sign” method of my Square Reader, then you can just pay via the “chip-and-PIN” method that we here in Canada have been so used to over the past number of years.  And, if you would like to pay through a contactless method, my new debit card machine allows for VISA payWave and Mastercard PayPass.  Those with American Express will still have to pay via my Square Reader, and I won’t be able to accept payments via your mobile device.

However, just like with the in-person credit card payments through my Square Reader, there is a caveat.  In order for me to be able to accept debit card payments, I’ll have to have access to a an internet connection.  That means that if you would like me to deliver your CD/DVD or other requested materials in person to your home or place of business, and you have wifi, you’ll have to allow me to log into your wifi connection in order to process your Interac debit card, “chip-and-PIN,” or contactless payment.  Unlike the Square Reader, the debit card reader doesn’t have an “offline mode,” which allows the user to accept the payment, and then process it when they connect to a public wifi connection.  So, if you refuse to allow me to login to your wifi, then you won’t be able to pay me via my debit card reader.

Another thing that you have to be aware of is, just like the payments made via the Square Reader, I’ll only process in-person Interac, “chip-and-PIN,” and contactless payments within the Calgary area, which would include Cochrane, High River, Okotoks, Strathmore, Airdrie, and other areas within that driving radius.  Otherwise, if you don’t live within that area, there are other payment methods that I accept.

Finally, you have to let me know that you would like to pay me via a method that involves the debit card machine ahead of time so that I can bring that along with my tablet.

Anyway, please let everyone you know about my photography business, and the fact that I can now process Interac debit cards.  I would really appreciate the business.

Photography Credit Card Payment Update

As all of you are already aware, when my photography business gets up and running, I will be accepting credit card payments.  However, now the payments will no longer only be accepted via the invoices I send through my accounting software (by the way, I’m changing my accounting software.  More on that in the next post).  I now have an Android Tablet and a Square Reader, meaning that I can accept credit card payments in person.  That means that if you or someone you know wants to book me as your photographer for your wedding, event, or session, and you prefer to pay for your retainer fees or the remaining balance owed in person, you just need to tell me, and I’ll show up with my tablet, Square Reader, and stylus, and the payment will get processed that way.  The reason for me having a stylus is because in order to accept payments, I’ll need your signature, and the stylus is easier and simpler for the purpose of signing on a touchscreen (as all of you with tablets already know).  Of course, if you decide to book me as your photographer when we initially meet, and you don’t have your cheque book or enough cash with you, I’ll have my tablet, Square Reader, and stylus with me anyway, so you don’t have to panic.

But, there is a caveat.  I’ll only accept in-person payments for people and businesses located in the Calgary area, including a driving radius that contains Cochrane, High River, Strathmore, and Airdrie.  Otherwise, if you or someone you know lives outside of that area, and you want to pay me via credit card, then those payments will only be accepted via the invoices sent.  Also, if I happen to be coming to your home or place of business in order to process the credit card payment, I’d really appreciate it if you allowed me to log in to your wifi (if you have such a connection) so that the payment gets processed right away, instead of me having to wait until I get home.  It also guarantees that you get your payment receipt right away, rather than having to wait a while for it.

I’d really appreciate it if you would forward this post to everyone you know, and help me out in getting this photography business off the ground.

Credit Card Payments for Photography Service

If you, or someone you know, is looking for a photographer, I just wanted to let you know that I accept credit cards (VISA, MasterCard, American Express).  If the preferred method of payment is credit card, it mostly will be done via the invoices that I send (there is a link in the invoice that connects to the payment site).  There are some cases where I can do the charge manually, where the client fills out an authorization form and signs it, and then I go into my accounting system and enter in the payment.  For more information about this, you can ask me.