Accepting Debit Card Payments for Photography Business…Again!

Starting tomorrow (October 23, 2019), I’ll be able to start accepting debit card payments over $100 for my photography business again!  I just got word from my in-person credit card payment processor (the same one that allows me to accept Interac Flash, Apple Pay, and Google Pay) that tomorrow (October 23, 2019), they’ll add the ability to accept debit card payments over $100 to the readers that I currently have.  Which is good news, because ever since June of last year, when my debit card payment processor at the time closed up shop, I had been wondering if I’d ever be able to accept debit card payments above $100 again, since I couldn’t find any debit card payment processors that didn’t have a contract, and didn’t have a monthly fee.  So, if you’re in Calgary and hoping to book me as your photographer, and you were hoping I’d be able to accept debit card payments over $100 again because that is your preferred method of payment, wait no more!  Book me today!

Important Notice About Debit Card Payments

I regret to inform all of you that, as of today, I won’t be accepting debit card payments greater than $100 (i.e. non-Interac Flash payments) as a form of in-person payment for my photography business.  The reason is that my debit card processor is shutting down, and it will be a while before I’ll be able to start looking for a new debit card processor.

If you are paying me in person for either prints, retainer fees, or services, and the total is greater than $100, you can still pay me via one of the many forms of payment that I accept.  Total costs and/or fees that are less than $100 can also be paid via Interac Flash.

I apologize for the inconvenience that this may cause some of you.

Update on In-Person Delivery for Photography Business

I have an update on in-person delivery for my photography business.  For those in Calgary and area, if you’d like me to deliver your CD/DVD or prints to your home or place of business, and you’re paying me at the time of delivery, you now don’t have to worry about not having wifi.  I now have the ability to process the payment without the need for wifi, although if you do have wifi, allowing me to log into it would still be very much appreciated.

Clarification about In-Person Delivery

Some of you may be a little confused about my “in-person delivery” method for Calgary-area clients when it comes to the CD/DVD that I include as part of my photography services, or any other items that you may have requested from me.  Just to clarify, “in-person delivery” doesn’t just mean that I go to your house or place of business to deliver the items.  It can also mean that we meet somewhere so that I can get your items to you, and it also means that you can pick up your order from me at my house (since most of you are probably aware by now that I work from home).  So, if you decide to have the “in-person delivery” being pickup, and you’re going to be paying me via debit or credit card, then you don’t have to worry about me needing to log into your wifi to process credit and debit card payment because I already have wifi at home.  If you want the “in-person delivery” to be a mutually-agreed-to place, and debit or credit card is your method of payment, if that place has public wifi I’d be logging into that to process the card payment.

I hope this clarifies things for you.  If you need more information, don’t hesitate to contact me, and I’ll do my best to explain things further.

Now Accepting Debit Cards

I am happy to let all of you know that I can now accept Interac debit card payments for my photography business.  So if you, or someone you know, were considering me as your photographer for one of the types of services that I provide, but were hesitant to do so because I only accepted credit cards, now that will no longer be an obstacle.  My new debit card machine also accepts credit cards, so if you would like to pay me in person by VISA or MasterCard, and you’re not too comfortable with using the “swipe-and-sign” method of my Square Reader, then you can just pay via the “chip-and-PIN” method that we here in Canada have been so used to over the past number of years.  And, if you would like to pay through a contactless method, my new debit card machine allows for VISA payWave and Mastercard PayPass.  Those with American Express will still have to pay via my Square Reader, and I won’t be able to accept payments via your mobile device.

However, just like with the in-person credit card payments through my Square Reader, there is a caveat.  In order for me to be able to accept debit card payments, I’ll have to have access to a an internet connection.  That means that if you would like me to deliver your CD/DVD or other requested materials in person to your home or place of business, and you have wifi, you’ll have to allow me to log into your wifi connection in order to process your Interac debit card, “chip-and-PIN,” or contactless payment.  Unlike the Square Reader, the debit card reader doesn’t have an “offline mode,” which allows the user to accept the payment, and then process it when they connect to a public wifi connection.  So, if you refuse to allow me to login to your wifi, then you won’t be able to pay me via my debit card reader.

Another thing that you have to be aware of is, just like the payments made via the Square Reader, I’ll only process in-person Interac, “chip-and-PIN,” and contactless payments within the Calgary area, which would include Cochrane, High River, Okotoks, Strathmore, Airdrie, and other areas within that driving radius.  Otherwise, if you don’t live within that area, there are other payment methods that I accept.

Finally, you have to let me know that you would like to pay me via a method that involves the debit card machine ahead of time so that I can bring that along with my tablet.

Anyway, please let everyone you know about my photography business, and the fact that I can now process Interac debit cards.  I would really appreciate the business.